I got this email offer in the mail today. As I use my Hawaiian Miles Visa for every purchase possible, plus for doctor co pays and even my real estate license renewal and timeshare maintenance fee, I am always looking for ways to up my balance.

Whenever I get 50,000 miles I take a ‘free’ round trip to the mainland. Usually Las Vegas, as Hawaiian is the only airline that flies direct with no stop in Los Angeles or San Francisco. Actually there is a $5 charge for booking this flight. Boo hoo.

This is pretty simple. Just open a Bank of America checking account and pay your Hawaiian Miles Visa statement electronically from this account for the next three months and Voila. 15,000 miles are added to your account.

This will easily put me over the 50,000 mark by April. Then it can take up to 90 days to actually credit the miles, so I won’t have use of them until July. But that is OK.

You have to have a Hawaiian Miles Visa card to take advantage of this offer. I have never opened a bank account online and it was quite an experience. Even had to figure out three security questions including, ‘What is your paternal grandfather’s first name?’

There are lots of qualifiers, but I can do all of them. If will be fun to see if this ‘works’.

Earn 15,000 HawaiianMiles.
Special HawaiianMiles bonus offer for Hawaiian Airlines customers.
Exclusively for:  |  SANDRA CONRAD

Earn 15,000 HawaiianMiles.
Get started
Open a checking account from Bank of America, which is pleased to provide your Hawaiian Airlines credit card, and have 15,000 HawaiianMiles applied to your HawaiianMiles account after qualifying transactions. They will appear on your Hawaiian Airlines credit card statement.
Just open your checking account with a minimum deposit of $500 by
January 31, 2013, and use it to make your credit card payment electronically,
such as through Online Banking or phone, for the next three months.
Do all your banking in one place and benefit from:
Online Banking
Mobile Banking App
Quick & easy deposits
$0 Liability Guarantee2

Get started with this special HawaiianMiles offer
Find a banking center at bankofamerica.com/locator
1 New personal checking account must be opened by January 31, 2013. Offer is available only to those customers who receive a direct offer from Bank of America. To be eligible for this limited-time offer, you must be an existing Bank of America credit card customer whose account is open and in good standing and must not currently have a personal checking account with Bank of America. You are not eligible for this offer if you were a signer on or owner of a Bank of America personal checking account within the last 12 months. Bank of America may change or terminate this offer before this expiration date without notice. Please ask an associate for details.

To receive the 15,000 HawaiianMiles you must: (1) open a new Bank of America personal checking account online or in a banking center with a minimum $500 opening deposit and (2) each calendar month, for the first three months from the new account opening date, make a payment on your credit card account from your new personal checking account electronically, for example via Online Banking Bill Pay, ACH transfer (one-time or recurring) or Pay by Phone. All terms of your Hawaiian Airlines HawaiianMiles Program Rules apply to miles earned through this offer.

Depending on your particular circumstances, the value of this reward you receive may constitute taxable income. In addition, Bank of America may issue an Internal Revenue Service Form 1099 (or other appropriate form) to you that reflects the value of such reward. Please consult your tax advisor, as neither Bank of America, FIA Card Services, N.A. nor its associates provide tax advice.

We will make every attempt to credit the 15,000 HawaiianMiles directly to your rewards account within 90 days of your meeting all of the qualifications provided that your credit card and new personal checking accounts are open and in good standing.